Our Glyue (pronounced “glo͞o”) integration builder helps financial institutions with automated booking of loans and deposits from COCC to core banking systems. We make omni-channel customer & account boarding seamless.
Core Banking Solutions
COCC offers and supports a single core solution: a next-generation, relational database system that operates in an online real-time processing environment, encompassing all deposits and loans. COCC’s open core technology ensures that we can develop, integrate and deliver capabilities that you need, when you need them.
- Automate commercial, consumer, and small business loan booking from loan origination systems like nCino®, Encompass®, and many more.
- Create and sync customer details across systems like CRMs to your core.
- Streamline deposit account creation and new customer onboarding.
- Design robust and efficient workflows across departments and systems.
- Speed
Automated booking for commercial lending is 10x faster than manual data entry. Without automated booking, retail lending and deposit account origination can’t scale. Automation even allows customers to board investment portfolios of loans and acquired deposits with the same effort as a single transaction.
- Cost / Employee Satisfaction
Automated booking with Glyue is cheaper and safer, so it allows employees to focus on customer delight.
- Security / Accuracy
Integrations can be continuously monitored. Data quality on auto-booked loans/deposits or interconnected applications is higher and continually improves
- Customer Satisfaction
Having real-time customer information leads to a better customer experience
Glyue is our low-code integration builder for banking. Customers’ business analysts, operations SMEs and data and IT teams use Glyue to configure integrations while being guided Sandbox Banking’s Solution Delivery team and fintech partner. Many of our customers also have internal development teams that use Glyue to complement legacy integration tools. Our training programs take into account customers’ current and desired long-term digital transformation of their workforce.
Real-time integrations can be built in parallel with your COCC implementation, your LOS implementation, or anytime immediately after.
Budget about 2-8 months for the project from contract signing and system access to full multi-product delivery. Get started on getting underlying system access as early as you can! Reach out to us or your COCC Account Manager and we can help design your project plan and help you navigate the implementation process.
To facilitate access, our team works with network administrators to establish site-to-site VPNs adhering to security best practices. We partner with IT organizations to make sure we fit into or help define their integration-as-a-service strategy. We offer direct network access to the COCC data center.
Yes (and that’s partly why our customers love us!), we have integration adapters for all COCC middleware. Most of the core processors as well as adaptors for consumer, commercial and mortgage loan origination systems, deposit account opening systems, banking product POS and marketing systems, CRMs, data marts, KYC/AML systems, credit scoring models, data aggregators, ACH processing and chatbots in the North American banking market. Reach out to us for the full list of systems and fintechs we work with.
Security is a core priority — we use multiple technological and operational defense layers to protect client systems and data. We will produce our due diligence packet with the results of our annual SOC 2 Type 2 audits and penetration tests, but feel its critical to view this as an ongoing partnership with the risk teams at our customers. Audit reporting is feature built into Glyue Sandbox Banking is built on Amazon Web Services but by default we don’t store any PII. Data is encrypted at rest and in transit. More complex scenarios including data masking, selective retention, dynamic role & api payload field-based policies can be supported for enterprise and innovation team needs.
Sandbox Banking charges an initial implementation and an annual license fee that includes ongoing support and maintenance. This includes dealing with updates to underlying systems as well as business logic changes to the integrations. We’ve come up with a custom pricing grid broken down by product family that your sales rep can access.
- Product Origination
- Autobooking to Core: Consumer Loans, Commercial & SMB Loans, Deposits
- Collateral Management: Lien Search, UCC Filing, Appraisals
- Underwriting & Risk Model Integrations
- Enrollment: Card Issuance, E-Statement, Bill Pay
- Customer Support & Relationship Monetization
- Bots: Chat, Voice-based IVR
- Customer 360 in CRM (e.g. Salesforce Real-time & Batch Synchronization)
- Customer & Account Maintenance from CRM to Core
- Data Warehouse Bulk Transfers
- Banking as a Service APIs: Our most innovative customers are designing and deploying baas transaction, deposit and lending apis for consumption by fintech partners, investors or other banks/cus to access and submit data.